Manage Your BPJS of Healthcare in Indonesia with us.


BPJS of Healthcare is a form of health insurance program carried out by the government. The Health Social Security Administering Body is tasked with administering national health insurance for all Indonesian people. Presidential Regulation No. 82 of 2018 concerning Health Insurance stipulates that every Indonesian resident must participate in the health insurance program, by registering or being registered with BPJS of Healthcare. In this case foreign nationals who work in Indonesia for a minimum of 6 months are also required to become BPJS Health participants.

BPJS of Healthcare – Company

Every company is required to register its employees as members of BPJS of Healthcare. The company Health BPJS does not only apply to the formal sector, but also to informal workers.

BPJS of Healthcare participants who are registered by the company are required to pay a calculated monthly contribution. Part of the calculation for payment of contributions will be deducted from employee salaries and some will be paid by the company. The contribution rate for BPJS of Healthcare is 5%. The calculation for the premium payment is adjusted to the salary received by the employee.

The importance of companies registering BPJS of Healthcare is to avoid administrative sanctions from government regulations against companies, besides that it is also to show the company’s concern for the welfare of its employees and in terms of complying with and supporting all government rules and programs. Because, if they do not register with BPJS of Healthcare, the company will be subject to sanctions such as administrative sanctions, which include written warnings, fines, and/or not getting certain public services up to a maximum imprisonment of 8 years or a maximum fine of IDR 1,000,000,000,-.

To avoid these problems, we have a team that understands BPJS of Healthcare administration. Starting from the amount of contributions that must be paid by the company which is divided into contributions by the company and employees, including the calculation. Our team is able to ensure that by participating in the BPJS of Healthcare program, the company’s administration for its employees is also tidy. In addition, our team is used to completing the administration of BPJS of Healthcare deactivation for employees who are no longer working.


The information provided here is based on our long experience. The process or requirement may vary depending on the specific facts and conditions. Besides, the law and regulations in Indonesia subject to frequent changes. Please contact us as your consultant to get an up to date information and accurate advice. More Information click here and You can also follow our social media accounts to see the latest information posts. please click on the following links: Facebook, Instagram, Linkedin, and Twitter.

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In general, PMA stands for Foreign Direct Investment while PMDN stands for Domestic Direct Investment. From the perspective of the meaning, in short, PMA is an investment activity to conduct business in the territory of the Republic of Indonesia which carried out by foreign investors, both those who use foreign capital wholly or in joint ventures with domestic investors. Then, PMDN is an investment activity to conduct business in the territory of the Republic of Indonesia which carried out by domestic investors using domestic capital.

Basically, subjects in domestic investors are Indonesian citizens (WNI), Indonesian business entities, the Government of Indonesia, or regions that make investments in the territory of Indonesia. Meanwhile, foreign investors are foreign citizens, foreign business entities, and/or foreign governments making investments in the territory of the Republic of Indonesia.

With the new regulations and system changes, the process of establishing a company, both PT PMDN or PT PMA, does not take a long time. It takes at least 10-15 working days after the complete document requirements are fulfilled.

Yes. To be able to carry out the establishment process of PT PMA, the authorized capital that must be written in the deed of establishment is Rp. 10 billion excluding the value of land and buildings. In making the deed of establishment, the Notary appointed by us will provide a statement letter to the shareholders who sign that they will deposit the said amount of capital. However, the statement will usually not include the fulfillment period. After the company is established, the company will carry out investment reporting on a regular basis which will later become one of the proofs for the company's activities with its capital.

Generally, the set-up company process is divided into 2 stages. Where, the first stage is the establishment stage. Where at this stage, you will process your company's basic documents and permits, such as: deed of establishment, legalization document, Company NPWP (Taxpayer ID Card), Business Identification Number, Company Bank Account Opening and other documents according to your sector and business field. Furthermore, the second stage is the operational stage. At this stage, before and/or during your company's operations, you are required to fulfill the company's obligations. Such as, payment of related taxes, fulfilling operational permits, reporting LKPM (Investment Activity Report), BPJS Employment and Health Registration, and other obligations according to the sector and business field.

BPJS stands for Social Security Administering Board, which is a special institution tasked with administering health and employment insurance for the public, civil servants, and private employees. BPJS has 2 types, namely: BPJS Healthcare and BPJS Employment. Where every registered company that has employees is required to register its employees in the BPJS program, both BPJS Healthcare and BPJS Employment.

LKPM stands for Investment Activity Report. It is a report on the progress of investment realization and problems faced by business actors that must be prepared and submitted periodically.

Yes, you do. When you do the establishment of a company, a correspondence address is fundamental. It is needed because later all correspondence documents from the government or related agencies will be sent to your company's office/correspondence address. In addition, a company is required to have a domicile which is one of the requirements for making a deed of establishment.

Do you have a location in mind where you plan to establish your company in general? For example, are you planning to do it in Bali, such as in Kuta, Ubud, Sanur or Jimbaran area? We have several specific place references that may help you determine the location of your company office. Just please let us know.

At the stage of the company establishment process, you are not required to come to Indonesia. Although it is no required to come, you may visit Indonesia with the visa which the service we can assist you to have it.

Some process in the establishment company can be carried out by giving your power of attorney to one of our team whom handles the process of establishing your company. Our team is experienced enough in their field therefore the necessary matters will be prepared and informed to you.