Living in Bali: The Essential Guide for Europeans in 2025
Thinking of living in Bali? You’re not alone. Thousands of Europeans have made the move to this tropical island, seeking a better work-life balance, property investments, and a slower, more fulfilling pace of life. Whether you’re planning to buy a villa, launch a business, or retire in paradise, Bali continues to attract long-term residents from across Europe. This guide explains the practical, legal, and lifestyle aspects of living in Bali in 2025—with a focus on what European investors, digital nomads, and retirees should know before making the leap.
Why More Europeans Are Living in Bali
The appeal of Bali goes beyond its beaches. For many Europeans, Bali offers:
– Affordable living compared to Western Europe – High quality of life and access to private healthcare – Easy access to property investment opportunities – A warm, welcoming expat community – Fast-growing digital infrastructure and co-working spaces
In 2025, areas like Canggu, Uluwatu, and Ubud continue to be favorites for long-term foreign residents. Lombok is also emerging as a quieter, lower-cost alternative.
Legal Options for Long-Term Stay
Before moving, it’s critical to understand your visa options. As of 2025, these are the most common choices for Europeans:
– Investor KITAS: Available if you start or invest in a company in Indonesia (min. capital applies) – Retirement Visa: Available to those aged 55+ with proof of income and health insurance – Second Home Visa: Requires proof of funds or property investment (recently updated) – Digital Nomad Visa: Provides short- to mid-term stays, ideal for remote workers (limited duration)
Note: Living in Bali on a tourist visa is not legal for long-term stays and can result in penalties.
Can Foreigners Own Property While Living in Bali?
Foreigners cannot directly own freehold land in Indonesia. However, there are legal workarounds for Europeans living in Bali:
– Leasehold Agreement (Hak Sewa): Valid for up to 30 years, renewable – Right to Use (Hak Pakai): For KITAS/KITAP holders with property usage rights – Setting up a PT PMA (foreign-owned company): Allows investment and property development
It’s important to work with a reputable consultant to avoid nominee structures, which are legally risky and not recognized under Indonesian law.
Living in Bali: Daily Realities
While the lifestyle is idyllic, it’s not always perfect. Here are a few things to expect:
Pros: – High quality of life and beautiful climate – Easy access to nature and healthy food – Lower cost of living than Europe – Active social and business networks
Challenges: – Bureaucracy and legal complexity – Traffic congestion in tourist zones – Cultural adjustment and language barrier – Unregulated construction in some areas
Staying informed and connected with local experts is key to a smooth transition.
Conclusion
Living in Bali as a European in 2025 is more possible than ever—if you plan strategically. From choosing the right visa to understanding property options, this island offers not only lifestyle perks but also long-term investment potential. Whether you’re relocating solo, with a partner, or exploring property opportunities, Bali continues to be a hub for smart, forward-thinking expats. Interested in making the move or investing while living in Bali? Contact Indoned Consultancy for a free consultation. We’ll help you understand your visa options, property rights, and the smartest way to settle in Bali with full legal support.
Disclaimer
The information provided here is based on our long experience. The process or requirement may vary depending on the specific facts and conditions. Besides, the law and regulations in Indonesia subject to frequent changes. Please contact us as your consultant to get an up to date information and accurate advice. More Information click here and You can also follow our social media accounts to see the latest information posts. please click on the following links: Facebook, Instagram, Linkedin, and Twitter.
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